Create payment
Order and asset options are ready for the customer.
Merchant payment infrastructure
Accept crypto payments.
Keep business in control.
Let customers pay from the wallet they already use—online or in person. MiraclePay keeps payment status, settlement and reconciliation in one merchant flow.
Availability depends on market, asset, network and onboarding approval.
Secure checkoutNorthstar Goods
Merchant
Northstar Goods
$128.00Order NS-2481
Choose how to pay
Rate held for 14:42139.24 USDC
Base network · Crypto payment
Powered by MiraclePayEncrypted
Merchant statuslive
Waiting for customer
LiveHosted checkout • Dynamic QR • Fiat, stablecoin or crypto settlement
One operating layer
The payment experience
your business can own.
Why MiraclePay
More ways to pay.
Less operational friction.
Reach wallet-native customers
Reduce chargeback exposure
Settle according to your policy
Clear exception handling
Faster refund workflows
Less manual reconciliation
A clearer customer experience
The full payment timeline
One payment.
One clear timeline.
Customer pays
A wallet-native payment is initiated and tracked.
Confirm & convert
Status, quote and conversion are recorded.
Settle funds
Funds route to the destination you choose.
Operations
See what happened.
Know what happens next.
Payment status and settlement records stay close to the context your team needs.
Merchant overviewLive
$24,820.00Today’s confirmed volume
184Payments
$3,412.80Pending settlement
ORD-8472$248.00Settled
ORD-8471$89.40Confirming
ORD-8468$412.20Paid
ORD-8465$74.00Review
Settlement, your way
Customers choose how to pay. You choose how to receive.
Customer payswallet
Quoteheld
Confirmstatus
Routepolicy
EuropeEverest
United States
LATAM
POS
Trust by design
Clear controls from
onboarding to payout.
01
KYB & market fit
Confirm business eligibility and the approved market before enabling live payments.
02
Transaction monitoring
Review payment status and exceptions before releasing an order.
03
Integration security
Keep merchant credentials private and test the approved integration before launch.
04
Operational traceability
Connect each order reference to payment status and settlement records for reconciliation.
Built for the way you sell
Merchant environments
From the blog
Ideas for the next
payment path.
Merchant FAQ
Useful answers, before launch.
No. Customers pay from a supported crypto wallet they already use, without creating a MiraclePay account. Checkout shows the exact asset, network and amount approved for the merchant, and the customer sends the payment from their own wallet. Merchants should confirm which wallets and networks are enabled for their account during onboarding.
Eligible U.S. merchant accounts pay a flat 2% transaction fee on approved crypto payments. For example, a $1,000 eligible payment carries a $20 fee. Any other account-specific terms, such as setup or monthly charges, are confirmed during onboarding, so merchants should review their approved configuration before accepting live payments.
Yes, for eligible U.S. configurations. The customer pays with a supported asset such as BTC, USDT or USDC on an approved network, and the approved merchant flow settles USD to the business bank account. The merchant does not need to hold crypto, and settlement terms are confirmed for each approved account.
No. MiraclePay is not currently available to merchants based in New York. Other eligible U.S. merchants can apply, complete business review and receive an approved configuration. Availability of specific assets, networks and settlement routes can still vary by location and account, so eligibility is confirmed during onboarding rather than assumed.
Build your launch path