Crypto Payment Processing Fees and Pricing
MiraclePay charges eligible U.S. merchant accounts a flat 2% fee on approved crypto payments. Customers pay with supported assets such as BTC, USDT or USDC on networks approved at onboarding, and eligible configurations settle USD to your business bank account. Setup, monthly and timing terms are confirmed per account. Merchants based in New York are not currently eligible.
What does a crypto payment cost?
$1,000 order
At the flat 2% WooCommerce processing rate, the merchant transaction fee is $20. The approved merchant flow then settles in USD, with account-specific operational terms confirmed during onboarding.
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FAQ
Frequently asked questions
What does MiraclePay charge per transaction?
Eligible U.S. merchant accounts pay a flat 2% fee on approved crypto payments. A $500 eligible payment carries a $10 fee. Accounts outside that eligible U.S. configuration are reviewed individually.
Are there setup or monthly fees?
Any applicable setup or monthly charges are confirmed for your account before you accept live payments.
How is the exchange rate determined?
The customer sees a crypto amount quoted at checkout for the approved payment route. The checkout quote and the merchant's approved configuration show the applicable amounts for a particular payment; contact the MiraclePay team if you need a rate explanation before launch.
How long does USD settlement take?
Settlement timing is confirmed for each approved account before the merchant accepts live payments.
Which assets and networks are supported?
Examples include BTC, USDT and USDC. Each asset is accepted only on the exact networks approved for the merchant account at onboarding, and customers must use the network shown at checkout.
Who is eligible for the flat 2% pricing?
Eligible U.S. merchant accounts that complete business review and approval. Merchants based in New York are not currently eligible. Approval and pricing are confirmed for each account.